Surprising Facts about Credit Card Offers

Ever gotten a credit card offer in the mail? You’re not alone. You may be surprised to learn that credit card offers come even to people with very poor credit. Studies have shown that people who file bankruptcy will receive more credit card offers than the average American. Why? Credit card companies are in it for the money. They make much more money from cardholders who carry balances and frequently pay late fees than they do from people who pay off their bills every month. Credit card companies know that people who have filed bankruptcy in Oneida or anywhere else, used to carry high...

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